Merchant Cash Advance

Fast access to capital for business growth and flexibility

Apply to get pre-approved for a tailored offer today

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Merchant Cash Advance

Transform your aspirations into reality with a cash advance that fuels your growth story

Line of Credit provides you with a flexible and revolving source of funds. It gives your business the freedom to access capital as needed, up to a predetermined credit limit. Whether you require short-term working capital, want to cover unexpected expenses, or seize growth opportunities, a Business Line of Credit offers you the convenience and peace of mind to manage your cash flow efficiently.

Do I Qualify for Funding?

Assess your funding eligibility, apply with ease, and get instant pre-approval

480+ personal FICO score
$5,000+ in monthly revenue
Active business checking account
3+ months in business

How it works

Just 4 easy steps to get funded!

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Apply in less than 4 minutes, and get immediate pre-approval

We know funding applications can be frustrating. We'll make it fast and simple, while still grasping your business's challenges and opportunities.

Custom offers

Get custom offers for your business needs

Our funding experts will leave no stone unturned until they find a financing solution that matches your needs

Funded

Get funded on the same business day!

Stop wasting time on the search for financing and finally be able to focus on running your business

Customer Support

Get our customer support whenever you need it

Pre-funding or after, via phone or online, our customer success team will be there to provide needed support

Your trusted business partner in the USA

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Frequently Asked Questions

What is a Merchant Cash Advance?
A merchant cash advance is a financing solution designed specifically for businesses with a high volume of credit card sales. This innovative product allows you to access a lump sum of cash quickly. Instead of fixed monthly payments, repayment is made through a percentage of your future receivables. It's an ideal option if you need immediate funds without the hassle of a traditional loan and prefer a repayment structure that aligns with your sales.
What are the pros and cons of a merchant cash advance?
Pros:
Merchant cash advances offer fast access to funds, often with a streamlined application process. They don't require collateral, making them accessible to businesses without significant assets. Repayments are tied to daily credit card sales, providing flexibility based on business performance. This can be beneficial during slower periods.
Cons:
The cost of a merchant cash advance is often higher compared to traditional loans, given the associated fees and rates. The repayment structure linked to sales can affect your cash flow, especially during peak seasons when a larger portion of revenue goes toward repayment.
What are the common terms of a merchant cash advance?
Certain terms and conditions for financing products are subject to the underwriting process and the specific policies of the financing provider. These terms can vary widely based on factors such as the financial profile of your business, industry, creditworthiness, and other relevant considerations.
We recommend applying for financing through our platform, as our streamlined process collects all the necessary data required to determine the actual terms that best align with your business needs Common terms and conditions of a Merchant Cash Advance -
• Factor Rate: can range from 1.1 to 1.5.
• Term: Usually 3 to 18 months.
• Payments: Daily or weekly, based on a percentage of daily credit card sales.
• Advance Amount: Typically ranges from $3,000 to $350,000
• Time to Funding: As soon as the same business day