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Line Of Credit

A flexible and revolving source of funds

Apply to get pre-approved for a tailored offer today

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Line Of Credit

Empower your business dreams with the freedom to seize opportunities at every turn

In the fast-paced business landscape, agility is key. A business line of credit is your financial safeguard, offering instant access to funds for tackling sudden expenses or capitalizing on unforeseen opportunities. It's your bridge over financial gaps, ensuring seamless operations and uninterrupted growth, even as you await client payments. Empower your business to adapt swiftly and thrive.

Do I Qualify for Funding?

Assess your funding eligibility, apply with ease, and get instant pre-approval

600+ personal FICO score
$10,000+ in monthly revenue
Active business checking account
6+ months in business
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How it works

Just 4 easy steps to get funded!

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Apply in less than 4 minutes, and get immediate pre-approval

We know funding applications can be frustrating. We'll make it fast and simple, while still grasping your business's challenges and opportunities.

Custom offers

Get custom offers for your business needs

Our funding experts will leave no stone unturned until they find a financing solution that matches your needs

Funded

Get funded on the same business day!

Stop wasting time on the search for financing and finally be able to focus on running your business

Customer Support

Get our customer support whenever you need it

Pre-funding or after, via phone or online, our customer success team will be there to provide needed support

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Your trusted business partner in the USA

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Frequently Asked Questions

What is a business line of credit?
A Business Line of Credit provides you with a flexible and revolving source of funds. It gives your business the freedom to access capital as needed, up to a predetermined credit limit. Whether you require short-term working capital, want to cover unexpected expenses, or seize growth opportunities, a Business Line of Credit offers you the convenience and peace of mind to manage your cash flow efficiently.
What are the pros and cons of a business line of credit?
Pros:
A business line of credit offers remarkable flexibility. It provides a revolving source of funds that you can access as needed, making it an excellent choice for managing unexpected expenses, covering gaps in cash flow, and taking advantage of growth opportunities. The "pay as you go" nature of the credit allows you to manage interest costs effectively. Moreover, you're not required to use the full credit amount, which can help keep costs down when you don't need the full funds.
Cons:
While the flexibility is advantageous, it can also lead to overborrowing or relying too heavily on credit. Maintaining discipline in repayment is crucial to avoid accruing unnecessary costs.
What are the common terms of a business line of credit?
Certain terms and conditions for financing products are subject to the underwriting process and the specific policies of the financing provider. These terms can vary widely based on factors such as the financial profile of your business, industry, creditworthiness, and other relevant considerations. We recommend applying for financing through our platform, as our streamlined process collects all the necessary data required to determine the actual terms that best align with your business needs Common terms and conditions of a business line of credit-
• APR: Usually 7% to 30%
• Term: Usually 6 months to 2 years
• Payments: Monthly or weekly payments based on the amount used
• Loan Amount: $10,000 to $500,000
• Time to Funding: As fast as a couple of business days